Hi Guys,
DNP needs to be intergrated with more payment providors, i have just intergrated another project we are working on with HSBC.
HSBC Provide 2 forms of intergration. They are as follows:-
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CPI Intergration will allow the user to select the products on the shoppers website and then when payment is required it will redirect them to the HSBC Secure ePayments website where they will enter all of thier credit card information. This is a great method as HSBC takes full responsibility for all transactions. If a transaction is fraudulent and results in a charge back HSBC pay the chargeback and you do not get charged for this. Basically HSBC takes ALL responsibility for card processing!
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API Intergration will allow users to select the products on the shoppers website and then when payment is required they stay on the same website to enter thier credit card details. This then checks directly with HSBC to see if funds are available and depending which mode is selected it will either mark the funds as available and reserve them or it will takes the funds from the account immedicatly. HSBC puts some of the responsibility for the card processing on your back as you are responsible for the Verified by Visa and Secured by Mastercard schemes to ensure minimum fraud attempts.
They are both reasonably easy to intergrate and i have done these so far on an asp based website.
If you need any of the documentation for intergration purposes then i can quite easily provide this to you so that both modes can be intergrated into DNP as the 4 modes that are currently intergrated are not enough.
I think DNP is a great product and all of our customers are very happy that they now have more control over thier hosting.
I know DNP is still heavily under development and i know you are open to suggestions, but i realy feel that the HSBC payment intergration for both CPI and API need to be done to give us as end users more choice about the payment processing options from which we can choose from.